@font-face{font-family:Newsreader;src:url(/build/assets/newsreader-CCVVNp6i.woff2)format("woff2");font-weight:200 800;font-style:normal;font-display:swap}@font-face{font-family:Public Sans;src:url(/build/assets/public-sans-DdeTHZLK.woff2)format("woff2");font-weight:100 900;font-style:normal;font-display:swap}:root{--lightningcss-light:initial;--lightningcss-dark: ;color-scheme:light;--ink:#14211f;--ink-soft:#414f4c;--ink-faint:#5f6d69;--paper:#fbfaf6;--surface:#fff;--sand:#f2ede3;--line:#e3ddd0;--teal:#0c4a4a;--teal-bright:#0f6160;--teal-tint:#e3eeec;--accent:#b3261e;--pearl:#f0cf9b;--serif:"Newsreader", Georgia, "Times New Roman", serif;--sans:"Public Sans", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;--radius:6px;--wrap:1180px}*,:before,:after{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-padding-top:1.5rem}body{background:var(--paper);color:var(--ink);font:400 1.0625rem/1.65 var(--sans);-webkit-font-smoothing:antialiased;margin:0}img,svg{max-width:100%;display:block}img{height:auto}a{color:var(--teal-bright);text-underline-offset:.18em;text-decoration-thickness:1px}a:hover{color:var(--accent)}:focus-visible{outline:3px solid var(--teal-bright);outline-offset:2px;border-radius:2px}h1,h2,h3{font-family:var(--serif);letter-spacing:-.012em;text-wrap:balance;margin:0;font-weight:500;line-height:1.16}p{margin:0}.wrap{width:min(100% - 2rem, var(--wrap));margin-inline:auto}.sr-only{clip-path:inset(50%);white-space:nowrap;width:1px;height:1px;position:absolute;overflow:hidden}.skip-link{z-index:20;background:var(--teal);color:#fff;padding:.6rem 1rem;position:absolute;top:-4rem;left:1rem}.skip-link:focus{color:#fff;top:.5rem}.eyebrow{color:var(--accent);letter-spacing:.09em;text-transform:uppercase;font-size:.75rem;font-weight:700;line-height:1.3;text-decoration:none;display:inline-block}.meta{color:var(--ink-faint);font-size:.875rem}.button{border-radius:var(--radius);background:var(--teal);color:#fff;cursor:pointer;font:600 1rem/1.2 var(--sans);border:0;padding:.85rem 1.5rem;text-decoration:none;display:inline-block}.button:hover{background:var(--teal-bright);color:#fff}.button--ghost{background:0 0;box-shadow:inset 0 0 0 1px #ffffff80}.button--ghost:hover{background:#ffffff1f}.masthead{background:var(--surface);border-bottom:1px solid var(--line);position:relative}.masthead__search{top:1.15rem;right:max(1rem, calc((100% - var(--wrap)) / 2));width:auto;position:absolute}.masthead__top{align-items:center;gap:1.5rem;padding-block:1.1rem;display:flex}.brand{color:var(--ink);align-items:center;gap:.6rem;text-decoration:none;display:inline-flex}.brand:hover{color:var(--ink)}.brand__name{font:600 1.75rem/1 var(--serif);letter-spacing:-.02em}.masthead__tagline{color:var(--ink-faint);border-left:1px solid var(--line);padding-left:1.5rem;font-size:.875rem}.search{border:1px solid var(--line);border-radius:var(--radius);background:var(--paper);margin-left:auto;display:flex}.search:focus-within{border-color:var(--teal-bright)}.search input{width:14rem;color:inherit;font:inherit;background:0 0;border:0;outline:none;padding:.5rem .75rem;font-size:.9375rem}.search button{width:2.75rem;color:var(--ink-soft);cursor:pointer;background:0 0;border:0;place-items:center;display:grid}.nav-toggle{width:2.75rem;height:2.75rem;color:var(--ink);cursor:pointer;background:0 0;border:0;place-items:center;margin-left:auto;display:none}.site-nav{border-top:1px solid var(--line)}.site-nav ul{flex-wrap:wrap;gap:0 1.6rem;margin:0;padding:0;list-style:none;display:flex}.site-nav a{color:var(--ink);padding-block:.7rem;font-size:.9375rem;font-weight:500;text-decoration:none;display:block;box-shadow:inset 0 -2px #0000}.site-nav a:hover,.site-nav a[aria-current]{color:var(--teal-bright);box-shadow:inset 0 -2px 0 var(--teal-bright)}.site-nav .is-lead a{color:var(--accent);font-weight:700}.site-nav .is-end{margin-left:auto}.section{padding-block:clamp(2.5rem,5vw,4rem)}.section--sand{background:var(--sand)}.section__head{border-top:2px solid var(--ink);justify-content:space-between;align-items:baseline;gap:1rem;margin-bottom:1.5rem;padding-top:.7rem;display:flex}.section__head h2{font-size:1.625rem}.section__head a{white-space:nowrap;font-size:.9375rem;font-weight:600}.lead-grid{grid-template-columns:minmax(0,1.75fr) minmax(0,1fr);gap:2.5rem;padding-block:2rem 1rem;display:grid}.lead__image{border-radius:var(--radius);display:block;overflow:hidden}.lead__image img{aspect-ratio:16/9;object-fit:cover;width:100%}.lead h1,.lead h2{margin-block:.6rem .7rem;font-size:clamp(1.9rem,3.6vw,2.85rem)}.lead h1 a,.lead h2 a{color:inherit;text-decoration:none}.lead h1 a:hover,.lead h2 a:hover{color:var(--teal-bright)}.lead__body{padding-top:1.1rem}.lead__dek{color:var(--ink-soft);max-width:62ch;font-size:1.125rem}.headlines{border-top:2px solid var(--ink)}.headlines__label{font:700 .75rem/1 var(--sans);letter-spacing:.09em;text-transform:uppercase;padding-block:.8rem .3rem}.headline{border-bottom:1px solid var(--line);padding-block:.95rem}.headline:last-child{border-bottom:0}.headline h3{margin-top:.3rem;font-size:1.25rem}.headline h3 a{color:inherit;text-decoration:none}.headline h3 a:hover{color:var(--teal-bright)}.topics{grid-template-columns:3fr 4fr;gap:2.5rem;display:grid}.topics h2{margin-bottom:.9rem;font-size:1.5rem}.topics ul{gap:.6rem;margin:0;padding:0;list-style:none;display:grid}.topics__list--money{grid-template-columns:repeat(3,1fr)}.topics__list--home{grid-template-columns:repeat(4,1fr)}.topic-link{border:1px solid var(--line);border-radius:var(--radius);background:var(--surface);height:100%;color:var(--ink);justify-content:space-between;align-items:baseline;gap:.5rem;padding:.8rem .95rem;font-weight:600;text-decoration:none;display:flex}.topic-link:hover{border-color:var(--teal-bright);color:var(--teal-bright)}.topic-link span{color:var(--ink-faint);font-size:.8125rem;font-weight:400}.promise{background:var(--teal);color:#fff}.promise__inner{grid-template-columns:minmax(0,1fr) minmax(0,2fr);align-items:start;gap:2.5rem;padding-block:clamp(2.5rem,5vw,3.5rem);display:grid}.promise h2{margin-bottom:1rem;font-size:1.875rem}.promise ul{grid-template-columns:repeat(3,1fr);gap:1.75rem;margin:0;padding:0;list-style:none;display:grid}.promise li{border-top:1px solid #ffffff4d;padding-top:.8rem;font-size:.9688rem}.promise strong{color:var(--pearl);font:500 1.25rem/1.2 var(--serif);margin-bottom:.35rem;display:block}.card-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:2.25rem 1.75rem;display:grid}.card__image{border-radius:var(--radius);background:var(--sand);margin-bottom:.85rem;display:block;overflow:hidden}.card__image img{aspect-ratio:16/9;object-fit:cover;width:100%;transition:transform .35s}.card:hover .card__image img{transform:scale(1.025)}.card h3{margin-block:.35rem .4rem;font-size:1.3125rem}.card h3 a{color:inherit;text-decoration:none}.card h3 a:hover{color:var(--teal-bright)}.card p{color:var(--ink-soft);font-size:.9688rem;line-height:1.55}.card .meta{margin-top:.5rem;font-size:.8125rem;display:block}.page-head{background:var(--surface);border-bottom:1px solid var(--line);padding-block:clamp(2rem,5vw,3.25rem)}.page-head h1{font-size:clamp(2.1rem,4.5vw,3.1rem)}.page-head p{color:var(--ink-soft);max-width:62ch;margin-top:.7rem;font-size:1.125rem}.crumbs ol{color:var(--ink-faint);flex-wrap:wrap;gap:.25rem .5rem;margin:0 0 1.1rem;padding:0;font-size:.875rem;list-style:none;display:flex}.crumbs li+li:before{content:"/";color:var(--line);margin-right:.5rem}.crumbs a{color:inherit}.article__head{background:var(--surface);border-bottom:1px solid var(--line);padding-block:1.5rem 2rem}.article__head h1{max-width:22em;margin-block:.6rem .8rem;font-size:clamp(2.05rem,4.6vw,3.25rem)}.article__dek{color:var(--ink-soft);font:400 1.3125rem/1.4 var(--serif);max-width:40em;margin-bottom:1rem}.byline{color:var(--ink-faint);flex-wrap:wrap;gap:.15rem .9rem;font-size:.9063rem;display:flex}.byline strong{color:var(--ink);font-weight:600}.article__grid{grid-template-columns:minmax(0,720px) minmax(0,280px);justify-content:space-between;gap:3rem;padding-block:2rem 3rem;display:grid}.article__figure{margin:0 0 1.75rem}.article__figure img{aspect-ratio:16/9;object-fit:cover;border-radius:var(--radius);width:100%}.toc{border-top:2px solid var(--ink);align-self:start;font-size:.9375rem;position:sticky;top:1.5rem}.toc summary{cursor:pointer;padding-block:.75rem;font-weight:700}.toc ol{margin:0;padding:0 0 .5rem;list-style:none}.toc li{border-top:1px solid var(--line)}.toc a{color:var(--ink-soft);padding-block:.55rem;line-height:1.35;text-decoration:none;display:block}.toc a:hover{color:var(--teal-bright)}.prose{overflow-wrap:break-word;font-size:1.125rem;line-height:1.72}.prose>*+*{margin-top:1.15em}.prose h2{margin-top:1.8em;font-size:1.8125rem}.prose h3{margin-top:1.6em;font-size:1.375rem}.prose h2+*,.prose h3+*{margin-top:.6em}.prose ul,.prose ol{padding-left:1.35em}.prose li+li{margin-top:.45em}.prose li::marker{color:var(--teal-bright)}.prose blockquote{border-left:3px solid var(--pearl);color:var(--ink-soft);margin-inline:0;padding-left:1.1em}.table-scroll{border:1px solid var(--line);border-radius:var(--radius);background:var(--surface);overflow-x:auto}.prose table{border-collapse:collapse;width:100%;min-width:34rem;font-size:.9688rem;line-height:1.45}.prose th,.prose td{border-bottom:1px solid var(--line);text-align:left;vertical-align:top;padding:.65rem .8rem}.prose th{background:var(--teal-tint);font-weight:600}.prose tr:last-child td{border-bottom:0}.note{border-left:3px solid var(--teal-bright);background:var(--teal-tint);border-radius:0 var(--radius) var(--radius) 0;margin-top:2.5rem;padding:1rem 1.2rem;font-size:.9688rem;line-height:1.55}.page-body{max-width:720px}.contact-grid{grid-template-columns:minmax(0,1.6fr) minmax(0,1fr);gap:3rem;display:grid}.panel{background:var(--sand);border-radius:var(--radius);align-self:start;padding:1.5rem}.panel .prose{font-size:1rem}.panel .prose h2{margin-top:1.2em;font-size:1.25rem}.panel .prose h2:first-child{margin-top:0}.form__row{grid-template-columns:1fr 1fr;gap:1rem;display:grid}.field{margin-bottom:1rem}.field label{margin-bottom:.3rem;font-size:.9375rem;font-weight:600;display:block}.field input,.field textarea{border-radius:var(--radius);background:var(--surface);width:100%;color:inherit;font:inherit;border:1px solid #b9b2a2;padding:.65rem .8rem}.field input:focus,.field textarea:focus{border-color:var(--teal-bright);outline:2px solid var(--teal-tint)}.field__error{color:var(--accent);margin-top:.25rem;font-size:.875rem}.hp{position:absolute;left:-9999px}.notice{background:var(--teal-tint);border-radius:var(--radius);margin-bottom:1.25rem;padding:.85rem 1.1rem}.pagination{justify-content:center;align-items:center;gap:1.5rem;margin-top:2.5rem;font-size:.9375rem;display:flex}.pagination a{font-weight:600}.site-footer{color:#cfd8d5;background:#10201e;font-size:.9375rem}.site-footer a{color:#fff;text-decoration:none}.site-footer a:hover{color:var(--pearl);text-decoration:underline}.site-footer__grid{grid-template-columns:2fr 1.25fr 1fr 1fr;gap:2.5rem;padding-block:3rem 2rem;display:grid}.site-footer .brand,.site-footer .brand:hover{color:#fff;text-decoration:none}.site-footer__about{max-width:34ch;margin-top:.9rem}.site-footer h2{color:#fff;font:700 .75rem/1 var(--sans);letter-spacing:.09em;text-transform:uppercase;margin-bottom:.9rem}.site-footer ul{margin:0;padding:0;list-style:none}.site-footer li+li{margin-top:.45rem}.link-button{color:#fff;cursor:pointer;font:inherit;background:0 0;border:0;padding:0}.link-button:hover{color:var(--pearl);text-decoration:underline}.site-footer__legal{border-top:1px solid #ffffff26;padding-block:1.1rem;font-size:.875rem}.consent{z-index:30;border:1px solid var(--line);border-radius:var(--radius);background:var(--surface);flex-wrap:wrap;align-items:center;gap:.75rem 1.25rem;max-width:46rem;margin-inline:auto;padding:1rem 1.2rem;font-size:.9375rem;line-height:1.5;display:flex;position:fixed;inset:auto 1rem 1rem;box-shadow:0 8px 28px #14211f2e}.consent[hidden]{display:none}.consent p{flex:22rem}.consent__actions{gap:.6rem;display:flex}.consent .button{padding:.6rem 1rem;font-size:.9375rem}.consent .button--plain{background:var(--sand);color:var(--ink)}@media (width<=1000px){.masthead__tagline{display:none}.topics__list--money,.topics__list--home{grid-template-columns:repeat(auto-fit,minmax(10rem,1fr))}.lead-grid,.topics,.promise__inner,.contact-grid{grid-template-columns:minmax(0,1fr);gap:2rem}.article__grid{grid-template-columns:minmax(0,1fr);gap:1.5rem}.toc{border:1px solid var(--line);border-radius:var(--radius);background:var(--surface);order:-1;padding-inline:1rem;position:static}.card-grid,.site-footer__grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (width<=760px){.nav-toggle{display:grid}.masthead__top{padding-block:.7rem}.masthead__search{width:min(100% - 2rem, var(--wrap));position:static}.masthead__menu{border-top:1px solid var(--line);padding-block:.75rem 1rem;display:none}.masthead__menu.is-open{display:block}.search{margin:0 0 .5rem}.search input{width:100%}.site-nav{border-top:0}.site-nav .wrap{width:100%}.site-nav ul{display:block}.site-nav li+li{border-top:1px solid var(--line)}.site-nav a{box-shadow:none;padding-block:.75rem}.promise ul{grid-template-columns:minmax(0,1fr);gap:1.25rem}.form__row{grid-template-columns:minmax(0,1fr);gap:0}.prose{font-size:1.0625rem}.prose h2{font-size:1.5625rem}}@media (width<=560px){.card-grid,.site-footer__grid{grid-template-columns:minmax(0,1fr);gap:1.75rem}}@media (prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}@media print{.masthead,.site-footer,.toc,.consent,.note{display:none}}